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12 Adeola Odeku St, Victoria Island, Lagos · +234 803 123 4567 · info@foreladfinancials.com
Registered Nigerian finance company · RC 9686107

01What we offer

Financing built around your plans.

A clear set of products for individuals and businesses, each with indicative ranges and terms you can read in one sitting. Not sure which fits? Send an enquiry and we'll point you right.

A small-business owner in her workspace
SME Loans

Growth funds for registered businesses

Working funds for small businesses ready to take the next step, whether that's stock, a new location, or a bigger order than usual.

Who it's forRegistered SMEs
Indicative range₦500,000 – ₦25,000,000
Tenure3 – 18 months
TermsFixed rate, flexible repayment
Enquire about SME loans
An advisor explaining terms to a client
Salary Advance

A clean bridge to payday

A short, transparent advance for salary earners. Bridge the gap without the stress, with a schedule that lines up to when you're paid.

Who it's forEmployed salary earners
Indicative range₦100,000 – ₦2,000,000
Tenure1 – 6 months
TermsFixed rate, no early-repayment penalty
Enquire about salary advance
A person at home reviewing plans
Personal Loans

Fair terms for life's moments

For the things that matter now, from an emergency to an opportunity, priced fairly and explained clearly.

Who it's forIndividuals
Indicative range₦150,000 – ₦5,000,000
Tenure3 – 12 months
TermsFixed rate, quoted upfront
Enquire about personal loans
Two professionals shaking hands
Working Capital

Steady through every season

Smooth out cash flow across slow months, big orders and growth, so the day-to-day never has to wait on the bank.

Who it's forTrading & service businesses
Indicative range₦500,000 – ₦20,000,000
Tenure3 – 12 months
TermsRevolving options available
Enquire about working capital
A modern workspace
Equipment Leasing

The tools, without the cash drain

Acquire vehicles and equipment while preserving your day-to-day cash. The asset earns while you pay it down.

Who it's forBusinesses & professionals
Indicative range₦1,000,000 – ₦30,000,000
Tenure6 – 24 months
TermsAsset-backed, staged funding
Enquire about equipment leasing
Signing an agreement
Invoice Discounting

Unlock what you're already owed

Turn outstanding invoices into working money today, instead of waiting 30, 60 or 90 days for payment.

Who it's forBusinesses with trade receivables
Indicative range₦500,000 – ₦25,000,000
TenureTied to invoice terms
TermsPriced per facility
Enquire about invoice discounting
A business owner reviewing a productive asset
Asset Finance

Productive assets, paid down sensibly

Financing for vehicles, equipment and other earning assets, structured so the asset can support the repayment instead of draining working cash upfront.

Who it's forBusinesses & professionals
Indicative range₦1,000,000 – ₦35,000,000
Tenure6 – 30 months
TermsAsset-backed, quoted upfront
Enquire about asset finance
The Forelad advisory team in discussion
Financial & Business Advisory

Guidance before, and beyond, the loan

Sometimes the right answer isn't a bigger loan. Our team helps you structure financing, plan repayment, and make decisions that hold up, honest counsel from people who do this every day.

Who it's forIndividuals & businesses
What it coversStructuring, planning, repayment
FormatOne-to-one, no obligation
CostDiscussed upfront
Talk to an advisor

Not sure which fits?

Tell us the amount and what it's for. We'll point you to the right product and terms, with no obligation.

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